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How Are Truck Accident Claims Different From Car Accidents?

When you’re involved in any motor vehicle accident, the aftermath can be overwhelming. But if your collision involved a commercial truck, the process of seeking compensation becomes even more complex. Understanding the differences between truck accident claims and typical car accident cases is essential to protect your rights and recover the damages you deserve.

Severity of Injuries and Damages

Truck accidents often result in more serious injuries than car crashes. The sheer size and weight of an 18-wheeler or other commercial vehicle means more force upon impact. Victims of truck accidents may suffer catastrophic injuries, including traumatic brain injuries, spinal cord damage, or permanent disability—leading to significantly higher medical expenses and long-term care needs.

Multiple Parties May Be Liable

In a car accident, liability usually just involves the drivers. In truck accidents, multiple parties may share responsibility, such as:

  • The truck driver

  • The trucking company

  • The cargo loading team

  • A third-party maintenance provider

  • The truck or parts manufacturer

Each of these parties may carry different insurance policies, making the claims process more complicated.

Trucking Regulations

Truck drivers and trucking companies must follow strict state and federal regulations, including those enforced by the Federal Motor Carrier Safety Administration (FMCSA). These regulations govern things like:

  • Hours of service (how long a driver can be on the road)

  • Truck maintenance and inspections

  • Driver qualifications

  • Cargo weight limits

Violations of these rules can be used as evidence of negligence, which often plays a key role in proving liability.

Stronger Insurance Policies

Trucking companies are required to carry higher insurance coverage due to the potential for severe damage. While this increases the likelihood of securing a larger settlement, it also means their insurance providers will aggressively defend against claims.

More Complex Investigations

Truck accidents require a thorough investigation, often involving:

  • Reviewing electronic logging devices (ELDs)

  • Examining black box data

  • Analyzing driver logs and maintenance records

  • Reconstructing the accident with experts

A Texas Truck Accident Lawyer Can Help

Hiring an attorney with experience in truck accident litigation is critical to preserve evidence and build a strong case.

If you or a loved one has been injured in a trucking accident, don’t try to navigate the process alone. The stakes are higher, the legal issues are more involved, and the opposition is better resourced. Scott Callahan is a board-certified personal injury attorney who understands the unique challenges of truck accident claims and can fight for the compensation you deserve. Give the firm a call today at 713-888-9000 for a free consultation about your case.